ZIP Code 57725 — Caputa CDP, SD Demographics & Data

ZIP code 57725 covers Caputa, SD in Pennington County with a population of about 136.

At a glance, the area shows median age of 44.8 versus a U.S. median of about 38.9.

It sits in telephone area code 605; U.S. House district SD-00; the RAPID CITY media market.

Caputa, SD fits a retirement-oriented profile (high share of residents 65+ (42.6%)). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 57725 is about $34,784 — about 54% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 14.7%; unemployment rate near 0.0%; 17.0% of adults with a bachelor’s degree or higher (about 16.7 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Agriculture, Healthcare, and Food services; about 31.4% of workers reporting work-from-home (about 16.2 points above the U.S. share (15.2%)); a mean commute of about 48.0 minutes (U.S. average near 26.8).

Median home value is about $275,000 — about 21% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 75.3% (about 9.9 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 57725 in Caputa, SD, a household would need roughly $76,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,767. That is about 118% above the local median household income ($34,784), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Caputa CDP, SD as Relatively Low (composite score 78.6), which is elevated versus much of the country. The strongest component scores on US5 are wildfire (97.2) and flood (75.6). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Caputa CDP, SD show little to no average snow and around 17.4 inches of annual precipitation.

IRS migration statistics show a net inflow of about 8 for ZIP 57725 (Caputa CDP, SD) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.