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Hermosa town, SD

ZIP 57744 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 57744

Median Home Value
$350,800
Median Rent
$1,057
Affordability Snapshot
$97,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,253/mo PITI).

11%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.2x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

27.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 57744 in Hermosa town, SD, a household would need roughly $97,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,253. That sits below the local median household income ($110,673), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 13% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
89.8%+37% vs US avg
x
Vacancy Rate
12.6%+22% vs US avg
x
Broadband Access
80.5%-8% vs US avg
x
4+ Bedrooms
10.2%-31% vs US avg
x
Built Pre-1939
1.3%-90% vs US avg
x
Built Post-2014
0.2%-97% vs US avg
x
Rent Burden >30%
2.3%-95% vs US avg
x
Mortgage-Free
44.3%+16% vs US avg
x
$350,800
Home Value
$1,057
Rent
1998
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached79.6%
  • 1-unit attached0.0%
  • 2-9 units0.1%
  • 10+ units0.4%
  • Mobile home & other19.9%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$350,800
Median rent$1,057
Owner-occupied89.8%
Vacant12.6%
Price-to-income3.2x
Est. income to buy$97,000