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Lead city, SD

ZIP 57754 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 57754

Median Home Value
$220,100
Median Rent
$726
Affordability Snapshot
$61,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,414/mo PITI).

15%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.9x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

25.3 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 57754 in Lead city, SD, a household would need roughly $61,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,414. That is roughly in line with the local median household income ($57,017). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 41% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
75.5%+15% vs US avg
x
Vacancy Rate
40.6%+294% vs US avg
x
Broadband Access
80.1%-8% vs US avg
x
4+ Bedrooms
10.4%-30% vs US avg
x
Built Pre-1939
1.9%-85% vs US avg
x
Built Post-2014
1.4%-80% vs US avg
x
Rent Burden >30%
7.7%-84% vs US avg
x
Mortgage-Free
57.0%+49% vs US avg
x
$220,100
Home Value
$726
Rent
1938
Year Built
2008
Moved In

Residents have lived here since ~2008 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached84.2%
  • 1-unit attached0.8%
  • 2-9 units11.3%
  • 10+ units2.1%
  • Mobile home & other1.7%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$220,100
Median rent$726
Owner-occupied75.5%
Vacant40.6%
Price-to-income3.9x
Est. income to buy$61,000