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Hankinson city, ND

ZIP 58041 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 58041

Median Home Value
$144,700
Median Rent
$417
Affordability Snapshot
$40,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$930/mo PITI).

6%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

1.8x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

28.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 58041 in Hankinson city, ND, a household would need roughly $40,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $930. That sits below the local median household income ($80,357), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 16% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
87.5%+34% vs US avg
x
Vacancy Rate
15.8%+53% vs US avg
x
Broadband Access
85.3%-2% vs US avg
x
4+ Bedrooms
5.3%-64% vs US avg
x
Built Pre-1939
7.2%-44% vs US avg
x
Built Post-2014
0.4%-94% vs US avg
x
Rent Burden >30%
5.2%-90% vs US avg
x
Mortgage-Free
60.8%+59% vs US avg
x
$144,700
Home Value
$417
Rent
1962
Year Built
2010
Moved In

Residents have lived here since ~2010 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached88.0%
  • 1-unit attached0.5%
  • 2-9 units2.3%
  • 10+ units2.9%
  • Mobile home & other6.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$144,700
Median rent$417
Owner-occupied87.5%
Vacant15.8%
Price-to-income1.8x
Est. income to buy$40,000