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Wahpeton city, ND

ZIP 58075 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 58075

Median Home Value
$178,800
Median Rent
$668
Affordability Snapshot
$49,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,149/mo PITI).

12%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.8x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

22.3 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 58075 in Wahpeton city, ND, a household would need roughly $49,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,149. That sits below the local median household income ($64,161), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
54.3%-17% vs US avg
x
Vacancy Rate
9.0%-13% vs US avg
x
Broadband Access
89.1%+2% vs US avg
x
4+ Bedrooms
9.0%-39% vs US avg
x
Built Pre-1939
5.5%-57% vs US avg
x
Built Post-2014
0.5%-93% vs US avg
x
Rent Burden >30%
27.4%-45% vs US avg
x
Mortgage-Free
49.3%+29% vs US avg
x
$178,800
Home Value
$668
Rent
1975
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached53.9%
  • 1-unit attached3.8%
  • 2-9 units13.1%
  • 10+ units26.7%
  • Mobile home & other2.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$178,800
Median rent$668
Owner-occupied54.3%
Vacant9.0%
Price-to-income2.8x
Est. income to buy$49,000