What to know about ZIP 58109
ZIP code 58109 covers ZIP 58109 with a population of about 4,210.
At a glance, the area shows median age of 33.2 versus a U.S. median of about 38.9.
It sits in the FARGO - VALLEY CITY media market.
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ZIP Code 58109 — undefined, undefined Demographics & Data
Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.
Working Class
At a glance
Population
4,210
Density
N/A
Median income
$45,767
-39% vs US avg
Home value
$224,000
-36% vs US avg
Median rent
$730
-37% vs US avg
Timezone
N/A
Overview of ZIP Code 58109
Income and economy in ZIP 58109
Median household income in ZIP 58109 is about $45,767 — about 39% below the U.S. median ($75,149).
On socioeconomic markers, US5 shows a poverty rate of 6.4%; unemployment rate near 4.1%; 29.8% of adults with a bachelor’s degree or higher (about 3.9 points below the national share (33.7%)).
Labor and commute patterns include leading industry context around Healthcare, Food services, and Manufacturing; about 4.1% of workers reporting work-from-home (about 11.1 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).
Housing and affordability in ZIP 58109
Median home value is about $224,000 — about 36% below the U.S. median home value ($348,079).
Housing tenure and rents show median gross rent around $730 (about 37% below the U.S. median rent ($1,163)), and owner-occupancy near 25.3% (about 40.1 points below the national owner-occupancy rate (65.4%)).
To comfortably buy a median-priced home in ZIP 58109, a household would need roughly $62,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,439. That is about 35% above the local median household income ($45,767), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.