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Grand Forks city, ND

ZIP 58201 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 58201

Median Home Value
$274,000
Median Rent
$871
Affordability Snapshot
$75,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,760/mo PITI).

15%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.0x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

26.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 58201 in Grand Forks city, ND, a household would need roughly $75,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,760. That is roughly in line with the local median household income ($69,120). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
50.0%-24% vs US avg
x
Vacancy Rate
5.3%-49% vs US avg
x
Broadband Access
88.8%+2% vs US avg
x
4+ Bedrooms
7.2%-51% vs US avg
x
Built Pre-1939
2.0%-84% vs US avg
x
Built Post-2014
1.7%-76% vs US avg
x
Rent Burden >30%
19.6%-60% vs US avg
x
Mortgage-Free
36.6%-4% vs US avg
x
$274,000
Home Value
$871
Rent
1986
Year Built
2017
Moved In

Residents have lived here since ~2017 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached40.1%
  • 1-unit attached9.5%
  • 2-9 units9.7%
  • 10+ units38.8%
  • Mobile home & other2.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$274,000
Median rent$871
Owner-occupied50.0%
Vacant5.3%
Price-to-income4.0x
Est. income to buy$75,000