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ZIP 58206 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle Class

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 58206

Median Home Value
$178,000
Median Rent
$857
Affordability Snapshot
$49,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,143/mo PITI).

17%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.9x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

17.3 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 58206, a household would need roughly $49,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,143. That sits below the local median household income ($61,154), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
45.6%-30% vs US avg
x
Vacancy Rate
3.3%-68% vs US avg
x
Broadband Access
93.5%+7% vs US avg
x
4+ Bedrooms
0.1%-99% vs US avg
x
Built Pre-1939
0.0%
x
Built Post-2014
2.0%-71% vs US avg
x
Rent Burden >30%
29.1%-41% vs US avg
x
Mortgage-Free
51.9%+36% vs US avg
x
$178,000
Home Value
$857
Rent
1985
Year Built
2018
Moved In

Residents have lived here since ~2018 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached9.1%
  • 1-unit attached10.1%
  • 2-9 units7.0%
  • 10+ units55.1%
  • Mobile home & other18.8%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$178,000
Median rent$857
Owner-occupied45.6%
Vacant3.3%
Price-to-income2.9x
Est. income to buy$49,000