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Drayton city, ND

ZIP 58225 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 58225

Median Home Value
$122,100
Median Rent
$500
Affordability Snapshot
$34,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$784/mo PITI).

8%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

1.6x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

20.4 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 58225 in Drayton city, ND, a household would need roughly $34,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $784. That sits below the local median household income ($76,250), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 11% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
83.3%+27% vs US avg
x
Vacancy Rate
11.3%+9% vs US avg
x
Broadband Access
85.4%-2% vs US avg
x
4+ Bedrooms
4.9%-67% vs US avg
x
Built Pre-1939
9.9%-22% vs US avg
x
Built Post-2014
0.4%-94% vs US avg
x
Rent Burden >30%
20.3%-59% vs US avg
x
Mortgage-Free
65.7%+72% vs US avg
x
$122,100
Home Value
$500
Rent
1966
Year Built
2003
Moved In

Residents have lived here since ~2003 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached79.9%
  • 1-unit attached0.4%
  • 2-9 units7.3%
  • 10+ units8.4%
  • Mobile home & other3.9%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$122,100
Median rent$500
Owner-occupied83.3%
Vacant11.3%
Price-to-income1.6x
Est. income to buy$34,000