ZIP Code 58321 — Brocket city, ND Demographics & Data

ZIP code 58321 covers Brocket, ND in Ramsey County with a population of about 148.

At a glance, the area shows median age of 33.4 versus a U.S. median of about 38.9.

It sits in telephone area code 701; U.S. House district ND-00; the FARGO - VALLEY CITY media market.

Median household income in ZIP 58321 is about $92,250 — about 23% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 0.7%; unemployment rate near 0.0%; 43.0% of adults with a bachelor’s degree or higher (about 9.3 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Agriculture, Education, and Transportation; about 12.7% of workers reporting work-from-home (about 2.5 points below the U.S. share (15.2%)); a mean commute of about 69.0 minutes (U.S. average near 26.8).

Median home value is about $264,300 — about 24% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 63.4% (about 2.0 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 58321 in Brocket, ND, a household would need roughly $73,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,698. That sits below the local median household income ($92,250), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Brocket city, ND as Very Low (composite score 18.3), which is relatively lower than many U.S. communities. The strongest component scores on US5 are wildfire (79.9) and flood (10.0). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Brocket city, ND show little to no average snow and around 20.2 inches of annual precipitation.

IRS migration statistics show a net inflow of about 8 for ZIP 58321 (Brocket city, ND) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.