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Harvey city, ND

ZIP 58341 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 58341

Median Home Value
$131,700
Median Rent
$531
Affordability Snapshot
$36,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$846/mo PITI).

10%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.1x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

20.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 58341 in Harvey city, ND, a household would need roughly $36,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $846. That sits below the local median household income ($62,375), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 16% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
70.2%+7% vs US avg
x
Vacancy Rate
16.0%+55% vs US avg
x
Broadband Access
80.1%-8% vs US avg
x
4+ Bedrooms
4.1%-73% vs US avg
x
Built Pre-1939
9.4%-27% vs US avg
x
Built Post-2014
0.6%-92% vs US avg
x
Rent Burden >30%
8.3%-83% vs US avg
x
Mortgage-Free
71.4%+87% vs US avg
x
$131,700
Home Value
$531
Rent
1967
Year Built
2010
Moved In

Residents have lived here since ~2010 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached73.7%
  • 1-unit attached2.8%
  • 2-9 units13.3%
  • 10+ units5.5%
  • Mobile home & other4.7%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$131,700
Median rent$531
Owner-occupied70.2%
Vacant16.0%
Price-to-income2.1x
Est. income to buy$36,000