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Lakota city, ND

ZIP 58344 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 58344

Median Home Value
$126,400
Median Rent
$488
Affordability Snapshot
$35,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$812/mo PITI).

9%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.0x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

21.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 58344 in Lakota city, ND, a household would need roughly $35,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $812. That sits below the local median household income ($64,141), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 24% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
73.2%+12% vs US avg
x
Vacancy Rate
24.5%+138% vs US avg
x
Broadband Access
81.3%-6% vs US avg
x
4+ Bedrooms
7.3%-50% vs US avg
x
Built Pre-1939
0.6%-95% vs US avg
x
Built Post-2014
0.2%-97% vs US avg
x
Rent Burden >30%
8.1%-84% vs US avg
x
Mortgage-Free
53.9%+41% vs US avg
x
$126,400
Home Value
$488
Rent
1966
Year Built
2010
Moved In

Residents have lived here since ~2010 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached73.1%
  • 1-unit attached0.6%
  • 2-9 units18.8%
  • 10+ units4.1%
  • Mobile home & other3.5%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$126,400
Median rent$488
Owner-occupied73.2%
Vacant24.5%
Price-to-income2.0x
Est. income to buy$35,000