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Maddock city, ND

ZIP 58348 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 58348

Median Home Value
$77,300
Median Rent
$493
Affordability Snapshot
$21,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$497/mo PITI).

10%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

1.3x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

13.1 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 58348 in Maddock city, ND, a household would need roughly $21,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $497. That sits below the local median household income ($61,080), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 20% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
69.8%+7% vs US avg
x
Vacancy Rate
19.6%+90% vs US avg
x
Broadband Access
81.6%-6% vs US avg
x
4+ Bedrooms
10.6%-29% vs US avg
x
Built Pre-1939
4.6%-64% vs US avg
x
Built Post-2014
0.2%-97% vs US avg
x
Rent Burden >30%
11.3%-77% vs US avg
x
Mortgage-Free
69.9%+83% vs US avg
x
$77,300
Home Value
$493
Rent
1966
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached76.8%
  • 1-unit attached0.0%
  • 2-9 units10.1%
  • 10+ units7.4%
  • Mobile home & other5.7%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$77,300
Median rent$493
Owner-occupied69.8%
Vacant19.6%
Price-to-income1.3x
Est. income to buy$21,000