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Jamestown city, ND

ZIP 58401 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 58401

Median Home Value
$208,400
Median Rent
$699
Affordability Snapshot
$57,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,339/mo PITI).

14%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.5x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

24.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 58401 in Jamestown city, ND, a household would need roughly $57,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,339. That is roughly in line with the local median household income ($59,187). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
59.2%-9% vs US avg
x
Vacancy Rate
9.4%-9% vs US avg
x
Broadband Access
85.0%-2% vs US avg
x
4+ Bedrooms
7.0%-53% vs US avg
x
Built Pre-1939
8.6%-33% vs US avg
x
Built Post-2014
0.1%-99% vs US avg
x
Rent Burden >30%
23.6%-52% vs US avg
x
Mortgage-Free
48.4%+27% vs US avg
x
$208,400
Home Value
$699
Rent
1974
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached53.5%
  • 1-unit attached4.1%
  • 2-9 units17.6%
  • 10+ units19.0%
  • Mobile home & other5.7%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$208,400
Median rent$699
Owner-occupied59.2%
Vacant9.4%
Price-to-income3.5x
Est. income to buy$57,000