ZIP Code 58413 — Ashley city, ND Demographics & Data

ZIP code 58413 covers Ashley, ND in McIntosh County with a population of about 975.

At a glance, the area shows median age of 58.3 versus a U.S. median of about 38.9.

It sits in telephone area code 701; U.S. House district ND-00; the MINOT - BISMARCK - DICKINSON media market.

Ashley, ND fits a retirement-oriented profile (older median age or known retirement-community context). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 58413 is about $47,946 — about 36% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 22.4%; unemployment rate near 0.0%; 16.1% of adults with a bachelor’s degree or higher (about 17.6 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Agriculture, Healthcare, and Other services; about 9.7% of workers reporting work-from-home (about 5.5 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $67,500 — about 81% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $416 (about 64% below the U.S. median rent ($1,163)), and owner-occupancy near 72.9% (about 7.5 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 58413 in Ashley, ND, a household would need roughly $19,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $434. That sits below the local median household income ($47,946), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Ashley city, ND as Very Low (composite score 35.2), which is relatively lower than many U.S. communities. The strongest component scores on US5 are wildfire (70.8) and flood (10.8). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Ashley city, ND show little to no average snow and around 20.7 inches of annual precipitation.

IRS migration statistics show a net inflow of about 50 for ZIP 58413 (Ashley city, ND) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.