ZIP Code 58420 — Buchanan city, ND Demographics & Data

ZIP code 58420 covers Buchanan, ND in Stutsman County with a population of about 372.

At a glance, the area shows median age of 21.6 versus a U.S. median of about 38.9.

It sits in telephone area code 701; U.S. House district ND-00; the FARGO - VALLEY CITY media market.

Median household income in ZIP 58420 is about $107,500 — about 43% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 2.5%; unemployment rate near 0.0%; 34.6% of adults with a bachelor’s degree or higher (roughly in line with the national share (33.7%)).

Labor and commute patterns include leading industry context around Food services, Manufacturing, and Education; about 6.5% of workers reporting work-from-home (about 8.7 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $248,200 — about 29% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 93.3% (about 27.9 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 58420 in Buchanan, ND, a household would need roughly $68,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,594. That sits below the local median household income ($107,500), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Buchanan city, ND as Relatively Low (composite score 46.4), which is near the middle of the national distribution. The strongest component scores on US5 are wildfire (66.9) and flood (26.9). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Buchanan city, ND show little to no average snow and around 19.8 inches of annual precipitation.

IRS migration statistics show a net inflow of about 19 for ZIP 58420 (Buchanan city, ND) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.