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Mercer city, ND

ZIP 58559 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 58559

Median Home Value
$281,500
Median Rent
N/A
Affordability Snapshot
$77,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,808/mo PITI).

2.9x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

To comfortably buy a median-priced home in ZIP 58559 in Mercer city, ND, a household would need roughly $77,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,808. That sits below the local median household income ($96,964), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 52% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
84.2%+29% vs US avg
x
Vacancy Rate
51.6%+401% vs US avg
x
Broadband Access
80.0%-8% vs US avg
x
4+ Bedrooms
7.3%-50% vs US avg
x
Built Pre-1939
9.4%-27% vs US avg
x
Built Post-2014
1.8%-74% vs US avg
x
Rent Burden >30%
0.0%
x
Mortgage-Free
59.0%+54% vs US avg
x
$281,500
Home Value
N/A
Rent
1986
Year Built
2009
Moved In

Residents have lived here since ~2009 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached80.9%
  • 1-unit attached0.0%
  • 2-9 units0.0%
  • 10+ units0.0%
  • Mobile home & other19.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$281,500
Median rent$-666,666,666
Owner-occupied84.2%
Vacant51.6%
Price-to-income2.9x
Est. income to buy$77,000