ZIP Code 58645 — Medora city, ND Demographics & Data

ZIP code 58645 covers Medora, ND in Billings County with a population of about 269.

At a glance, the area shows median age of 65.6 versus a U.S. median of about 38.9.

It sits in telephone area code 701; U.S. House district ND-00; the MINOT - BISMARCK - DICKINSON media market.

Medora, ND fits a retirement-oriented profile (high share of residents 65+ (52.0%)). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 58645 is about $68,125 — about 9% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 20.1%; unemployment rate near 2.4%; 31.3% of adults with a bachelor’s degree or higher (about 2.4 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Food services, Wholesale trade, and Retail trade; about 6.6% of workers reporting work-from-home (about 8.6 points below the U.S. share (15.2%)); a mean commute of about 114.0 minutes (U.S. average near 26.8).

Median home value is about $347,200 — about even with the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $592 (about 49% below the U.S. median rent ($1,163)), and owner-occupancy near 69.8% (about 4.4 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 58645 in Medora, ND, a household would need roughly $96,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,230. That is about 41% above the local median household income ($68,125), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Medora city, ND as Very Low (composite score 0.9), which is relatively lower than many U.S. communities. The strongest component scores on US5 are wildfire (65.3) and flood (3.0). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Medora city, ND show little to no average snow and around 15.8 inches of annual precipitation.

IRS migration statistics show a net inflow of about 14 for ZIP 58645 (Medora city, ND) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.