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South Heart city, ND

ZIP 58655 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 58655

Median Home Value
$303,700
Median Rent
$572
Affordability Snapshot
$84,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,951/mo PITI).

5%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.2x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

44.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 58655 in South Heart city, ND, a household would need roughly $84,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,951. That sits below the local median household income ($136,771), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 10% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
83.8%+28% vs US avg
x
Vacancy Rate
10.4%+1% vs US avg
x
Broadband Access
89.2%+3% vs US avg
x
4+ Bedrooms
18.0%+22% vs US avg
x
Built Pre-1939
1.7%-86% vs US avg
x
Built Post-2014
1.7%-75% vs US avg
x
Rent Burden >30%
0.0%
x
Mortgage-Free
48.4%+27% vs US avg
x
$303,700
Home Value
$572
Rent
1982
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached66.8%
  • 1-unit attached6.6%
  • 2-9 units4.8%
  • 10+ units0.0%
  • Mobile home & other21.8%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$303,700
Median rent$572
Owner-occupied83.8%
Vacant10.4%
Price-to-income2.2x
Est. income to buy$84,000