ZIP Code 58778 — Ruso city, ND Demographics & Data

ZIP code 58778 covers Ruso, ND in McLean County with a population of about 143.

At a glance, the area shows median age of 34.9 versus a U.S. median of about 38.9.

It sits in telephone area code 701; U.S. House district ND-00; the MINOT - BISMARCK - DICKINSON media market.

Ruso, ND aligns with a tech / corporate-campus profile (high remote-work / education / income profile or known campus context). Broadband quality, remote-work share, and nearby employer campuses often matter as much as classic residential stats.

Median household income in ZIP 58778 is about $143,811 — about 91% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 0.0%; unemployment rate near 0.0%; 61.6% of adults with a bachelor’s degree or higher (about 27.9 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Manufacturing, Agriculture, and Other services; about 38.7% of workers reporting work-from-home (about 23.5 points above the U.S. share (15.2%)); a mean commute of about 76.0 minutes (U.S. average near 26.8).

Median home value is about $406,100 — about 17% above the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 100.0% (about 34.6 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 58778 in Ruso, ND, a household would need roughly $112,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,609. That sits below the local median household income ($143,811), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Ruso city, ND as Relatively Low (composite score 43.1), which is near the middle of the national distribution. The strongest component scores on US5 are wildfire (77.0) and flood (33.1). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Ruso city, ND show little to no average snow.

IRS migration statistics show a net inflow of about 7 for ZIP 58778 (Ruso city, ND) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.