ZIP Code 58854 — Watford City city, ND Demographics & Data

ZIP code 58854 covers Watford City, ND in McKenzie County with a population of about 9,345.

At a glance, the area shows median age of 28.8 versus a U.S. median of about 38.9.

It sits in telephone area code 701; U.S. House district ND-00; the MINOT - BISMARCK - DICKINSON media market.

Median household income in ZIP 58854 is about $88,234 — about 17% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 12.0%; unemployment rate near 1.8%; 23.6% of adults with a bachelor’s degree or higher (about 10.2 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Mining, Construction, and Retail trade; about 7.8% of workers reporting work-from-home (about 7.4 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $387,700 — about 11% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,137 (about even with the U.S. median rent ($1,163)), and owner-occupancy near 48.6% (about 16.8 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 58854 in Watford City, ND, a household would need roughly $107,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,490. That is about 21% above the local median household income ($88,234), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Watford City city, ND as Very Low (composite score 25.0), which is relatively lower than many U.S. communities. The strongest component scores on US5 are wildfire (77.4) and flood (15.3). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Watford City city, ND show little to no average snow and around 15.7 inches of annual precipitation.

IRS migration statistics show a net inflow of about 481 for ZIP 58854 (Watford City city, ND) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.