ZIP Code 59031 — undefined, MT Demographics & Data

ZIP code 59031 covers MT in Big Horn County with a population of about 618.

At a glance, the area shows median age of 17.6 versus a U.S. median of about 38.9.

It sits in telephone area code 406; U.S. House district MT-2; the BILLINGS media market.

Median household income in ZIP 59031 is about $143,750 — about 91% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 4.8%; unemployment rate near 11.8%; 17.3% of adults with a bachelor’s degree or higher (about 16.4 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Public administration, Education, and Healthcare; about 5.4% of workers reporting work-from-home (about 9.8 points below the U.S. share (15.2%)); a mean commute of about 141.0 minutes (U.S. average near 26.8).

Median home value is about $118,800 — about 66% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 77.9% (about 12.5 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 59031 in MT, a household would need roughly $33,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $763. That sits below the local median household income ($143,750), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for MT as Relatively Low (composite score 57.2), which is near the middle of the national distribution. The strongest component scores on US5 are wildfire (94.8) and flood (55.1). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for MT show little to no average snow and around 13.8 inches of annual precipitation.

IRS migration statistics show a net inflow of about 33 for ZIP 59031 (MT) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.