US5.com
  1. Home
  2. States
  3. Montana
  4. ZIP 59081
  5. Housing & Real Estate
Silver Gate CDP, MT

ZIP 59081 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Wealthy AreaLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 59081

Median Home Value
$562,500
Median Rent
N/A
Affordability Snapshot
$155,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$3,613/mo PITI).

2.2x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

To comfortably buy a median-priced home in ZIP 59081 in Silver Gate CDP, MT, a household would need roughly $155,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,613. That sits below the local median household income ($250,001), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 74% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
95.7%+46% vs US avg
x
Vacancy Rate
74.4%+623% vs US avg
x
Broadband Access
82.6%-5% vs US avg
x
4+ Bedrooms
30.0%+103% vs US avg
x
Built Pre-1939
6.1%-52% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
0.0%
x
Mortgage-Free
13.6%-64% vs US avg
x
$562,500
Home Value
N/A
Rent
1976
Year Built
2018
Moved In

Residents have lived here since ~2018 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached100.0%
  • 1-unit attached0.0%
  • 2-9 units0.0%
  • 10+ units0.0%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$562,500
Median rent$-666,666,666
Owner-occupied95.7%
Vacant74.4%
Price-to-income2.2x
Est. income to buy$155,000