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ZIP 59107
Housing & Real Estate

ZIP 59107 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working Class

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 59107

Median Home Value

$173,200

Median Rent

$713

Affordability Snapshot

$48,000

Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,113/mo PITI).

17%

Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.4x

Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

20.2 yrs

Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 59107, a household would need roughly $48,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,113. That is roughly in line with the local median household income ($50,765). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel

Housing Metrics

Owner Occupied

52.3%-20% vs US avg

Vacancy Rate

7.0%-32% vs US avg

Broadband Access

78.4%-10% vs US avg

4+ Bedrooms

6.4%-57% vs US avg

Built Pre-1939

6.3%-51% vs US avg

Built Post-2014

0.0%

Rent Burden >30%

37.2%-25% vs US avg

Mortgage-Free

36.0%-6% vs US avg

$173,200

Home Value

$713

Rent

1945

Year Built

2015

Moved In

Residents have lived here since ~2015 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

1-unit detached67.7%
1-unit attached0.8%
2-9 units25.6%
10+ units5.1%
Mobile home & other0.8%

ZIP 59107 — Housing & Real Estate

Housing & Real Estate in ZIP Code 59107

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