ZIP Code 59243 — Fox Lake CDP, MT Demographics & Data

ZIP code 59243 covers Fox Lake, MT in Richland County with a population of about 410.

At a glance, the area shows median age of 32.3 versus a U.S. median of about 38.9.

It sits in telephone area code 406; U.S. House district MT-2; the MINOT - BISMARCK - DICKINSON media market.

Median household income in ZIP 59243 is about $80,833 — about 8% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 6.6%; unemployment rate near 0.0%; 28.6% of adults with a bachelor’s degree or higher (about 5.1 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Agriculture, Healthcare, and Mining; about 9.5% of workers reporting work-from-home (about 5.7 points below the U.S. share (15.2%)); a mean commute of about 172.0 minutes (U.S. average near 26.8).

Median home value is about $311,800 — about 10% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $975 (about 16% below the U.S. median rent ($1,163)), and owner-occupancy near 70.8% (about 5.4 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 59243 in Fox Lake, MT, a household would need roughly $86,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,003. That is roughly in line with the local median household income ($80,833). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Fox Lake CDP, MT as Relatively Low (composite score 52.7), which is near the middle of the national distribution. The strongest component scores on US5 are wildfire (55.0) and flood (25.1). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Fox Lake CDP, MT show little to no average snow and around 15.5 inches of annual precipitation.

IRS migration statistics show a net inflow of about 22 for ZIP 59243 (Fox Lake CDP, MT) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.