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, MT

ZIP 59338 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 59338

Median Home Value
$275,900
Median Rent
N/A
Affordability Snapshot
$76,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,772/mo PITI).

3.5x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

To comfortably buy a median-priced home in ZIP 59338 in MT, a household would need roughly $76,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,772. That is roughly in line with the local median household income ($78,750). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 16% — check local market conditions.

Heating Fuel
Housing Metrics

Historic housing stock (28% built before 1939)

Owner Occupied
95.2%+46% vs US avg
x
Vacancy Rate
16.0%+55% vs US avg
x
Broadband Access
84.5%-3% vs US avg
x
4+ Bedrooms
5.0%-66% vs US avg
x
Built Pre-1939
28.0%+119% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
0.0%
x
Mortgage-Free
61.3%+60% vs US avg
x
$275,900
Home Value
N/A
Rent
1947
Year Built
2006
Moved In

Residents have lived here since ~2006 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached82.0%
  • 1-unit attached0.0%
  • 2-9 units2.0%
  • 10+ units0.0%
  • Mobile home & other16.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$275,900
Median rent$-666,666,666
Owner-occupied95.2%
Vacant16.0%
Price-to-income3.5x
Est. income to buy$76,000