US5.com
  1. Home
  2. States
  3. Montana
  4. ZIP 59401
  5. Housing & Real Estate
Great Falls city, MT

ZIP 59401 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 59401

Median Home Value
$206,100
Median Rent
$706
Affordability Snapshot
$57,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,324/mo PITI).

16%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.8x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

24.3 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 59401 in Great Falls city, MT, a household would need roughly $57,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,324. That is roughly in line with the local median household income ($53,750). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 11% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
58.5%-11% vs US avg
x
Vacancy Rate
11.1%+8% vs US avg
x
Broadband Access
86.7%-0% vs US avg
x
4+ Bedrooms
6.4%-57% vs US avg
x
Built Pre-1939
12.5%-3% vs US avg
x
Built Post-2014
0.2%-97% vs US avg
x
Rent Burden >30%
22.7%-54% vs US avg
x
Mortgage-Free
32.3%-15% vs US avg
x
$206,100
Home Value
$706
Rent
1947
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached64.3%
  • 1-unit attached2.7%
  • 2-9 units13.4%
  • 10+ units18.5%
  • Mobile home & other1.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$206,100
Median rent$706
Owner-occupied58.5%
Vacant11.1%
Price-to-income3.8x
Est. income to buy$57,000