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Great Falls city, MT

ZIP 59405 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 59405

Median Home Value
$236,800
Median Rent
$852
Affordability Snapshot
$65,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,521/mo PITI).

17%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.9x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

23.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 59405 in Great Falls city, MT, a household would need roughly $65,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,521. That is roughly in line with the local median household income ($60,509). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
59.7%-9% vs US avg
x
Vacancy Rate
7.9%-23% vs US avg
x
Broadband Access
87.1%+0% vs US avg
x
4+ Bedrooms
8.7%-41% vs US avg
x
Built Pre-1939
7.9%-39% vs US avg
x
Built Post-2014
1.5%-79% vs US avg
x
Rent Burden >30%
16.8%-66% vs US avg
x
Mortgage-Free
42.1%+10% vs US avg
x
$236,800
Home Value
$852
Rent
1970
Year Built
2015
Moved In

Residents have lived here since ~2015 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached58.1%
  • 1-unit attached9.6%
  • 2-9 units13.8%
  • 10+ units14.4%
  • Mobile home & other4.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$236,800
Median rent$852
Owner-occupied59.7%
Vacant7.9%
Price-to-income3.9x
Est. income to buy$65,000