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Riceville CDP, MT

ZIP 59412 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 59412

Median Home Value
$236,100
Median Rent
$604
Affordability Snapshot
$65,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,517/mo PITI).

9%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.8x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

32.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 59412 in Riceville CDP, MT, a household would need roughly $65,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,517. That sits below the local median household income ($83,409), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 28% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
79.1%+21% vs US avg
x
Vacancy Rate
28.3%+174% vs US avg
x
Broadband Access
70.7%-19% vs US avg
x
4+ Bedrooms
3.6%-75% vs US avg
x
Built Pre-1939
6.9%-46% vs US avg
x
Built Post-2014
0.6%-91% vs US avg
x
Rent Burden >30%
0.0%
x
Mortgage-Free
51.1%+34% vs US avg
x
$236,100
Home Value
$604
Rent
1977
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached83.8%
  • 1-unit attached0.0%
  • 2-9 units7.2%
  • 10+ units0.0%
  • Mobile home & other9.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$236,100
Median rent$604
Owner-occupied79.1%
Vacant28.3%
Price-to-income2.8x
Est. income to buy$65,000