ZIP Code 59444 — Eagle Creek Colony CDP, MT Demographics & Data

ZIP code 59444 covers Eagle Creek Colony, MT in Toole County with a population of about 226.

At a glance, the area shows median age of 50.7 versus a U.S. median of about 38.9.

It sits in telephone area code 406; U.S. House district MT-2; the GREAT FALLS media market.

Median household income in ZIP 59444 is about $41,484 — about 45% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 25.2%; unemployment rate near 1.0%; 22.7% of adults with a bachelor’s degree or higher (about 11.0 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Agriculture, Transportation, and Retail trade; about 43.5% of workers reporting work-from-home (about 28.3 points above the U.S. share (15.2%)); a mean commute of about 48.0 minutes (U.S. average near 26.8).

Median home value is about $174,300 — about 50% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $641 (about 45% below the U.S. median rent ($1,163)), and owner-occupancy near 49.5% (about 16.0 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 59444 in Eagle Creek Colony, MT, a household would need roughly $48,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,120. That is about 16% above the local median household income ($41,484), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Eagle Creek Colony CDP, MT as Very Low (composite score 13.0), which is relatively lower than many U.S. communities. The strongest component scores on US5 are wildfire (47.9) and flood (17.8). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Eagle Creek Colony CDP, MT show little to no average snow and around 10.6 inches of annual precipitation.

IRS migration statistics show a net inflow of about 12 for ZIP 59444 (Eagle Creek Colony CDP, MT) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.