ZIP Code 59469 — Raynesford CDP, MT Demographics & Data

ZIP code 59469 covers Raynesford, MT in Judith Basin County with a population of about 138.

At a glance, the area shows median age of 43.0 versus a U.S. median of about 38.9.

It sits in telephone area code 406; U.S. House district MT-2; the GREAT FALLS media market.

Median household income in ZIP 59469 is about $76,250 — about even with the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 4.3%; unemployment rate near 0.0%; 41.9% of adults with a bachelor’s degree or higher (about 8.2 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Agriculture, Healthcare, and Professional services; about 60.7% of workers reporting work-from-home (about 45.5 points above the U.S. share (15.2%)); a mean commute of about 24.0 minutes (U.S. average near 26.8).

Median home value is about $262,500 — about 25% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 95.7% (about 30.3 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 59469 in Raynesford, MT, a household would need roughly $72,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,686. That is roughly in line with the local median household income ($76,250). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Raynesford CDP, MT as Very Low (composite score 5.5), which is relatively lower than many U.S. communities. The strongest component scores on US5 are wildfire (63.7) and flood (12.6). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Raynesford CDP, MT show little to no average snow and around 21.6 inches of annual precipitation.

IRS migration statistics show a net inflow of about 7 for ZIP 59469 (Raynesford CDP, MT) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.