ZIP Code 59483 — Sun River CDP, MT Demographics & Data

ZIP code 59483 covers Sun River, MT in Cascade County with a population of about 353.

At a glance, the area shows median age of 54.1 versus a U.S. median of about 38.9.

It sits in telephone area code 406; U.S. House district MT-2; the GREAT FALLS media market.

Median household income in ZIP 59483 is about $112,656 — about 50% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 2.8%; unemployment rate near 3.5%; 25.1% of adults with a bachelor’s degree or higher (about 8.6 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Agriculture, and Real estate; about 3.2% of workers reporting work-from-home (about 12.0 points below the U.S. share (15.2%)); a mean commute of about 153.0 minutes (U.S. average near 26.8).

Median home value is about $425,000 — about 22% above the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 98.1% (about 32.7 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 59483 in Sun River, MT, a household would need roughly $117,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,730. That is roughly in line with the local median household income ($112,656). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Sun River CDP, MT as Relatively Moderate (composite score 83.1), which is elevated versus much of the country. The strongest component scores on US5 are wildfire (84.2) and flood (83.4). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Sun River CDP, MT show little to no average snow and around 13.3 inches of annual precipitation.

IRS migration statistics show a net inflow of about 19 for ZIP 59483 (Sun River CDP, MT) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.