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ZIP 59702
Housing & Real Estate

ZIP 59702 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working Class

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 59702

Median Home Value

$202,800

Median Rent

$649

Affordability Snapshot

$56,000

Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,303/mo PITI).

15%

Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.9x

Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

26.0 yrs

Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 59702, a household would need roughly $56,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,303. That is roughly in line with the local median household income ($51,347). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel

Housing Metrics

Owner Occupied

77.8%+19% vs US avg

Vacancy Rate

0.0%

Broadband Access

82.4%-5% vs US avg

4+ Bedrooms

4.5%-70% vs US avg

Built Pre-1939

9.0%-30% vs US avg

Built Post-2014

0.0%

Rent Burden >30%

25.1%-50% vs US avg

Mortgage-Free

49.2%+29% vs US avg

$202,800

Home Value

$649

Rent

1973

Year Built

2010

Moved In

Residents have lived here since ~2010 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

1-unit detached61.8%
1-unit attached6.7%
2-9 units8.3%
10+ units3.0%
Mobile home & other20.1%

ZIP 59702 — Housing & Real Estate

Housing & Real Estate in ZIP Code 59702

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