ZIP Code 59718 — Four Corners CDP, MT Demographics & Data

ZIP code 59718 covers Four Corners, MT in Gallatin County with a population of about 43,750.

At a glance, the area shows median age of 32.0 versus a U.S. median of about 38.9.

It sits in telephone area code 406; U.S. House district MT-1; the BUTTE - BOZEMAN media market.

Median household income in ZIP 59718 is about $91,852 — about 22% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 8.3%; unemployment rate near 1.7%; 56.8% of adults with a bachelor’s degree or higher (about 23.1 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Retail trade, and Professional services; about 17.4% of workers reporting work-from-home (about 2.2 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $579,800 — about 67% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,634 (about 40% above the U.S. median rent ($1,163)), and owner-occupancy near 56.7% (about 8.7 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 59718 in Four Corners, MT, a household would need roughly $160,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,724. That is about 74% above the local median household income ($91,852), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Four Corners CDP, MT as Relatively Moderate (composite score 81.0), which is elevated versus much of the country. The strongest component scores on US5 are wildfire (91.4) and flood (64.2). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Four Corners CDP, MT show little to no average snow and around 20.0 inches of annual precipitation.

IRS migration statistics show a net inflow of about 2,313 for ZIP 59718 (Four Corners CDP, MT) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.