US5.com
  1. Home
  2. States
  3. Montana
  4. ZIP 59727
  5. Housing & Real Estate
Butte-Silver Bow (balance), MT

ZIP 59727 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 59727

Median Home Value
$347,900
Median Rent
$718
Affordability Snapshot
$96,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,235/mo PITI).

15%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

5.9x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

40.4 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 59727 in Butte-Silver Bow (balance), MT, a household would need roughly $96,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,235. That is about 62% above the local median household income ($59,375), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 43% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
78.9%+21% vs US avg
x
Vacancy Rate
43.1%+318% vs US avg
x
Broadband Access
82.1%-6% vs US avg
x
4+ Bedrooms
3.2%-78% vs US avg
x
Built Pre-1939
1.4%-89% vs US avg
x
Built Post-2014
0.5%-93% vs US avg
x
Rent Burden >30%
11.5%-77% vs US avg
x
Mortgage-Free
72.2%+89% vs US avg
x
$347,900
Home Value
$718
Rent
1983
Year Built
2006
Moved In

Residents have lived here since ~2006 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached83.8%
  • 1-unit attached0.0%
  • 2-9 units0.0%
  • 10+ units0.0%
  • Mobile home & other16.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$347,900
Median rent$718
Owner-occupied78.9%
Vacant43.1%
Price-to-income5.9x
Est. income to buy$96,000