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ZIP 59806 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working Class

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 59806

Median Home Value
$384,900
Median Rent
$1,005
Affordability Snapshot
$106,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,472/mo PITI).

23%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

7.5x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

31.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 59806, a household would need roughly $106,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,472. That is about 105% above the local median household income ($51,591), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
44.5%-32% vs US avg
x
Vacancy Rate
5.7%-45% vs US avg
x
Broadband Access
86.3%-1% vs US avg
x
4+ Bedrooms
5.9%-60% vs US avg
x
Built Pre-1939
19.8%+54% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
28.7%-42% vs US avg
x
Mortgage-Free
26.6%-30% vs US avg
x
$384,900
Home Value
$1,005
Rent
1967
Year Built
2018
Moved In

Residents have lived here since ~2018 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached51.3%
  • 1-unit attached1.3%
  • 2-9 units24.6%
  • 10+ units22.9%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$384,900
Median rent$1,005
Owner-occupied44.5%
Vacant5.7%
Price-to-income7.5x
Est. income to buy$106,000