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ZIP 59807 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Low Income Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 59807

Median Home Value
$497,500
Median Rent
$750
Affordability Snapshot
$137,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$3,196/mo PITI).

31%
Rent-to-Income Ratio

Above the 30% affordability threshold — housing cost-burdened area.

17.4x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

55.3 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 59807, a household would need roughly $137,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,196. That is about 379% above the local median household income ($28,594), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 11% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
8.4%-87% vs US avg
x
Vacancy Rate
10.7%+3% vs US avg
x
Broadband Access
84.8%-3% vs US avg
x
4+ Bedrooms
0.9%-94% vs US avg
x
Built Pre-1939
2.5%-80% vs US avg
x
Built Post-2014
0.5%-93% vs US avg
x
Rent Burden >30%
27.9%-44% vs US avg
x
Mortgage-Free
68.5%+79% vs US avg
x
$497,500
Home Value
$750
Rent
1956
Year Built
2019
Moved In

Residents have lived here since ~2019 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached16.2%
  • 1-unit attached3.1%
  • 2-9 units25.1%
  • 10+ units55.6%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$497,500
Median rent$750
Owner-occupied8.4%
Vacant10.7%
Price-to-income17.4x
Est. income to buy$137,000