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Kicking Horse CDP, MT

ZIP 59824 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 59824

Median Home Value
$325,000
Median Rent
$688
Affordability Snapshot
$89,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,088/mo PITI).

13%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

5.2x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

39.4 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 59824 in Kicking Horse CDP, MT, a household would need roughly $89,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,088. That is about 42% above the local median household income ($62,500), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 17% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
79.0%+21% vs US avg
x
Vacancy Rate
16.5%+60% vs US avg
x
Broadband Access
82.2%-6% vs US avg
x
4+ Bedrooms
9.4%-36% vs US avg
x
Built Pre-1939
6.2%-52% vs US avg
x
Built Post-2014
1.8%-74% vs US avg
x
Rent Burden >30%
8.4%-83% vs US avg
x
Mortgage-Free
53.2%+39% vs US avg
x
$325,000
Home Value
$688
Rent
1979
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached73.5%
  • 1-unit attached1.0%
  • 2-9 units4.0%
  • 10+ units0.0%
  • Mobile home & other21.5%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$325,000
Median rent$688
Owner-occupied79.0%
Vacant16.5%
Price-to-income5.2x
Est. income to buy$89,000