ZIP Code 59827 — Conner CDP, MT Demographics & Data

ZIP code 59827 covers Conner, MT in Ravalli County with a population of about 277.

At a glance, the area shows median age of 70.9 versus a U.S. median of about 38.9.

It sits in telephone area code 406; U.S. House district MT-1; the MISSOULA media market.

Conner, MT fits a retirement-oriented profile (high share of residents 65+ (65.7%)). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 59827 is about $70,417 — about 6% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 13.0%; unemployment rate near 9.2%; 26.7% of adults with a bachelor’s degree or higher (about 7.0 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Retail trade, Food services, and Manufacturing; about 18.6% of workers reporting work-from-home (about 3.4 points above the U.S. share (15.2%)); a mean commute of about 48.0 minutes (U.S. average near 26.8).

Median home value is about $481,900 — about 38% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $470 (about 60% below the U.S. median rent ($1,163)), and owner-occupancy near 84.9% (about 19.5 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 59827 in Conner, MT, a household would need roughly $133,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,096. That is about 89% above the local median household income ($70,417), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Conner CDP, MT as Relatively Low (composite score 78.5), which is elevated versus much of the country. The strongest component scores on US5 are wildfire (98.9) and flood (52.0). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Conner CDP, MT show little to no average snow and around 16.2 inches of annual precipitation.

IRS migration statistics show a net inflow of about 15 for ZIP 59827 (Conner CDP, MT) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.