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Indian Springs CDP, MT

ZIP 59917 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 59917

Median Home Value
$295,300
Median Rent
$1,003
Affordability Snapshot
$81,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,897/mo PITI).

20%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.8x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

24.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 59917 in Indian Springs CDP, MT, a household would need roughly $81,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,897. That is about 33% above the local median household income ($61,008), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 21% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
83.3%+27% vs US avg
x
Vacancy Rate
20.5%+99% vs US avg
x
Broadband Access
90.2%+4% vs US avg
x
4+ Bedrooms
3.3%-78% vs US avg
x
Built Pre-1939
0.9%-93% vs US avg
x
Built Post-2014
1.2%-83% vs US avg
x
Rent Burden >30%
32.7%-34% vs US avg
x
Mortgage-Free
49.1%+28% vs US avg
x
$295,300
Home Value
$1,003
Rent
1997
Year Built
2010
Moved In

Residents have lived here since ~2010 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached82.3%
  • 1-unit attached0.6%
  • 2-9 units2.2%
  • 10+ units0.0%
  • Mobile home & other15.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$295,300
Median rent$1,003
Owner-occupied83.3%
Vacant20.5%
Price-to-income4.8x
Est. income to buy$81,000