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ZIP 61105 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Low Income Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 61105

Median Home Value
$181,300
Median Rent
$554
Affordability Snapshot
$50,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,165/mo PITI).

35%
Rent-to-Income Ratio

Above the 30% affordability threshold — housing cost-burdened area.

9.7x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

27.3 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 61105, a household would need roughly $50,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,165. That is about 166% above the local median household income ($18,765), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 10% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
5.3%-92% vs US avg
x
Vacancy Rate
10.5%+2% vs US avg
x
Broadband Access
67.2%-23% vs US avg
x
4+ Bedrooms
1.9%-87% vs US avg
x
Built Pre-1939
7.5%-41% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
24.5%-51% vs US avg
x
Mortgage-Free
55.1%+44% vs US avg
x
$181,300
Home Value
$554
Rent
1965
Year Built
2018
Moved In

Residents have lived here since ~2018 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached6.8%
  • 1-unit attached0.0%
  • 2-9 units14.4%
  • 10+ units78.8%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$181,300
Median rent$554
Owner-occupied5.3%
Vacant10.5%
Price-to-income9.7x
Est. income to buy$50,000