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ZIP 61132
Housing & Real Estate

ZIP 61132 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working Class

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 61132

Median Home Value

$98,500

Median Rent

$961

Affordability Snapshot

$27,000

Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$633/mo PITI).

23%

Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

1.9x

Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

8.5 yrs

Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 61132, a household would need roughly $27,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $633. That sits below the local median household income ($50,543), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel

Housing Metrics

Owner Occupied

55.1%-16% vs US avg

Vacancy Rate

9.4%-8% vs US avg

Broadband Access

89.5%+3% vs US avg

4+ Bedrooms

0.0%

Built Pre-1939

4.5%-65% vs US avg

Built Post-2014

0.0%

Rent Burden >30%

8.5%-83% vs US avg

Mortgage-Free

35.1%-8% vs US avg

$98,500

Home Value

$961

Rent

1963

Year Built

2013

Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

1-unit detached85.0%
1-unit attached1.8%
2-9 units10.9%
10+ units2.3%
Mobile home & other0.0%

ZIP 61132 — Housing & Real Estate

Housing & Real Estate in ZIP Code 61132

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