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ZIP 61601 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Low Income Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 61601

Median Home Value
$141,700
Median Rent
$655
Affordability Snapshot
$39,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$910/mo PITI).

49%
Rent-to-Income Ratio

Above the 30% affordability threshold — housing cost-burdened area.

8.8x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

18.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 61601, a household would need roughly $39,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $910. That is about 141% above the local median household income ($16,191), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 12% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
2.7%-96% vs US avg
x
Vacancy Rate
12.2%+18% vs US avg
x
Broadband Access
72.5%-17% vs US avg
x
4+ Bedrooms
0.9%-94% vs US avg
x
Built Pre-1939
9.6%-25% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
30.1%-39% vs US avg
x
Mortgage-Free
55.6%+45% vs US avg
x
$141,700
Home Value
$655
Rent
1979
Year Built
2016
Moved In

Residents have lived here since ~2016 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached12.7%
  • 1-unit attached4.8%
  • 2-9 units30.8%
  • 10+ units51.7%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$141,700
Median rent$655
Owner-occupied2.7%
Vacant12.2%
Price-to-income8.8x
Est. income to buy$39,000