What to know about ZIP 62651
ZIP code 62651 covers ZIP 62651 with a population of about 2,716.
At a glance, the area shows median age of 37.2 versus a U.S. median of about 38.9.
It sits in the CHAMPAIGN & SPRNGFLD - DECATUR media market.
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ZIP Code 62651 — undefined, undefined Demographics & Data
Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.
Working Class
At a glance
Population
2,716
Density
N/A
Median income
$43,162
-43% vs US avg
Home value
$97,900
-72% vs US avg
Median rent
$531
-54% vs US avg
Timezone
N/A
Overview of ZIP Code 62651
Income and economy in ZIP 62651
Median household income in ZIP 62651 is about $43,162 — about 43% below the U.S. median ($75,149).
On socioeconomic markers, US5 shows a poverty rate of 16.4%; unemployment rate near 4.2%; 8.0% of adults with a bachelor’s degree or higher (about 25.8 points below the national share (33.7%)).
Labor and commute patterns include leading industry context around Manufacturing, Food services, and Retail trade; about 8.9% of workers reporting work-from-home (about 6.3 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).
Housing and affordability in ZIP 62651
Median home value is about $97,900 — about 72% below the U.S. median home value ($348,079).
Housing tenure and rents show median gross rent around $531 (about 54% below the U.S. median rent ($1,163)), and owner-occupancy near 60.5% (about 4.9 points below the national owner-occupancy rate (65.4%)).
To comfortably buy a median-priced home in ZIP 62651, a household would need roughly $27,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $629. That sits below the local median household income ($43,162), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.