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St. Louis city, MO

ZIP 63110 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 63110

Median Home Value
$314,600
Median Rent
$1,048
Affordability Snapshot
$87,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,021/mo PITI).

17%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.3x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

25.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 63110 in St. Louis city, MO, a household would need roughly $87,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,021. That is about 18% above the local median household income ($73,809), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 11% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
42.3%-35% vs US avg
x
Vacancy Rate
10.8%+5% vs US avg
x
Broadband Access
92.8%+7% vs US avg
x
4+ Bedrooms
4.3%-71% vs US avg
x
Built Pre-1939
2.9%-77% vs US avg
x
Built Post-2014
0.5%-93% vs US avg
x
Rent Burden >30%
16.3%-67% vs US avg
x
Mortgage-Free
24.1%-37% vs US avg
x
$314,600
Home Value
$1,048
Rent
1938
Year Built
2018
Moved In

Residents have lived here since ~2018 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached42.7%
  • 1-unit attached3.8%
  • 2-9 units32.2%
  • 10+ units21.0%
  • Mobile home & other0.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$314,600
Median rent$1,048
Owner-occupied42.3%
Vacant10.8%
Price-to-income4.3x
Est. income to buy$87,000