US5.com
  1. Home
  2. States
  3. Missouri
  4. ZIP 63111
  5. Housing & Real Estate
St. Louis city, MO

ZIP 63111 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 63111

Median Home Value
$115,500
Median Rent
$644
Affordability Snapshot
$32,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$742/mo PITI).

18%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.7x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

14.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 63111 in St. Louis city, MO, a household would need roughly $32,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $742. That sits below the local median household income ($43,295), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 17% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
39.8%-39% vs US avg
x
Vacancy Rate
17.3%+68% vs US avg
x
Broadband Access
82.7%-5% vs US avg
x
4+ Bedrooms
2.4%-84% vs US avg
x
Built Pre-1939
8.8%-31% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
28.0%-44% vs US avg
x
Mortgage-Free
45.4%+19% vs US avg
x
$115,500
Home Value
$644
Rent
1938
Year Built
2016
Moved In

Residents have lived here since ~2016 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached49.4%
  • 1-unit attached1.6%
  • 2-9 units39.8%
  • 10+ units8.5%
  • Mobile home & other0.7%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$115,500
Median rent$644
Owner-occupied39.8%
Vacant17.3%
Price-to-income2.7x
Est. income to buy$32,000