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St. Louis city, MO

ZIP 63116 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 63116

Median Home Value
$161,100
Median Rent
$723
Affordability Snapshot
$44,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,035/mo PITI).

14%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.7x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

18.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 63116 in St. Louis city, MO, a household would need roughly $44,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,035. That sits below the local median household income ($60,193), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 12% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
56.8%-13% vs US avg
x
Vacancy Rate
11.8%+15% vs US avg
x
Broadband Access
87.1%+0% vs US avg
x
4+ Bedrooms
2.8%-81% vs US avg
x
Built Pre-1939
9.8%-24% vs US avg
x
Built Post-2014
0.1%-98% vs US avg
x
Rent Burden >30%
20.1%-59% vs US avg
x
Mortgage-Free
29.9%-22% vs US avg
x
$161,100
Home Value
$723
Rent
1938
Year Built
2015
Moved In

Residents have lived here since ~2015 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached59.3%
  • 1-unit attached1.4%
  • 2-9 units33.6%
  • 10+ units5.1%
  • Mobile home & other0.6%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$161,100
Median rent$723
Owner-occupied56.8%
Vacant11.8%
Price-to-income2.7x
Est. income to buy$44,000