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Ladue city, MO

ZIP 63124 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Wealthy AreaLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 63124

Median Home Value
$967,300
Median Rent
$1,613
Affordability Snapshot
$266,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$6,214/mo PITI).

10%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

5.1x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

50.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 63124 in Ladue city, MO, a household would need roughly $266,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $6,214. That is about 41% above the local median household income ($188,750), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
74.8%+14% vs US avg
x
Vacancy Rate
9.1%-12% vs US avg
x
Broadband Access
95.0%+9% vs US avg
x
4+ Bedrooms
19.5%+31% vs US avg
x
Built Pre-1939
12.6%-1% vs US avg
x
Built Post-2014
0.8%-89% vs US avg
x
Rent Burden >30%
16.3%-67% vs US avg
x
Mortgage-Free
25.3%-34% vs US avg
x
$967,300
Home Value
$1,613
Rent
1961
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached70.0%
  • 1-unit attached4.8%
  • 2-9 units1.6%
  • 10+ units23.5%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$967,300
Median rent$1,613
Owner-occupied74.8%
Vacant9.1%
Price-to-income5.1x
Est. income to buy$266,000