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Berkeley city, MO

ZIP 63134 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 63134

Median Home Value
$92,000
Median Rent
$842
Affordability Snapshot
$25,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$591/mo PITI).

24%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.2x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

9.1 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 63134 in Berkeley city, MO, a household would need roughly $25,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $591. That sits below the local median household income ($42,222), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 11% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
51.9%-21% vs US avg
x
Vacancy Rate
11.4%+11% vs US avg
x
Broadband Access
88.2%+1% vs US avg
x
4+ Bedrooms
1.8%-88% vs US avg
x
Built Pre-1939
9.1%-29% vs US avg
x
Built Post-2014
1.0%-86% vs US avg
x
Rent Burden >30%
29.7%-40% vs US avg
x
Mortgage-Free
44.2%+16% vs US avg
x
$92,000
Home Value
$842
Rent
1957
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached88.0%
  • 1-unit attached0.7%
  • 2-9 units9.1%
  • 10+ units1.6%
  • Mobile home & other0.6%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$92,000
Median rent$842
Owner-occupied51.9%
Vacant11.4%
Price-to-income2.2x
Est. income to buy$25,000