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Ferguson city, MO

ZIP 63135 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 63135

Median Home Value
$95,500
Median Rent
$781
Affordability Snapshot
$26,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$613/mo PITI).

17%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

1.7x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

10.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 63135 in Ferguson city, MO, a household would need roughly $26,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $613. That sits below the local median household income ($55,179), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 13% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
54.7%-16% vs US avg
x
Vacancy Rate
12.7%+23% vs US avg
x
Broadband Access
91.7%+5% vs US avg
x
4+ Bedrooms
2.4%-84% vs US avg
x
Built Pre-1939
15.5%+21% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
22.6%-55% vs US avg
x
Mortgage-Free
40.4%+6% vs US avg
x
$95,500
Home Value
$781
Rent
1955
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached83.9%
  • 1-unit attached1.6%
  • 2-9 units8.2%
  • 10+ units6.1%
  • Mobile home & other0.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$95,500
Median rent$781
Owner-occupied54.7%
Vacant12.7%
Price-to-income1.7x
Est. income to buy$26,000